ModelIndex
Blog·thinking behind ModelIndex

A Real AI Cost Decision, Step by Step

A walkthrough of a realistic production AI scenario and the decision it enables.

Most teams underestimate AI cost for the same reason:

They start with models instead of behavior.

Retries compound during partial failures.
Production traffic is spiky by default.


The Scenario: Customer Support Chatbot (Production)

Imagine a customer support chatbot embedded in a SaaS product.

Assumptions

  • ~25,000 conversations per month
  • Uneven traffic (launches, outages, renewals)
  • Long-tail queries with growing context
  • Retries and fallbacks are expected

This already rules out “average cost per request” thinking.


Step 1 — Start With Traffic, Not Tokens

Tokens matter — but only after you understand behavior.

The real cost drivers show up when:

  • Many users hit the system at once
  • Context grows over time
  • Retries compound during partial failures

Production traffic is spiky by default.


Step 2 - Define a Planning Baseline

In ModelIndex, this is the Expected scenario.

Expected means:

  • Normal usage patterns
  • Planned retries
  • Reasonable context growth

It is not optimistic.
It is not worst-case.

This is the number a team should feel comfortable budgeting against.


Step 3 — Acknowledge Risk Boundaries

Now look at Best and Worst.

These are not modes or performance levels.

They exist to answer one question:

How does cost behave when assumptions break?

  • Best assumes cleaner traffic and fewer retries
  • Worst compounds burst traffic, retries, and larger contexts

Worst is not failure — it’s where cost starts to feel uncomfortable.


Step 4 — Ask the Right Question

The useful question is not:

Which model is cheapest?

It is:

What breaks first when usage scales or degrades?

That’s the insight teams usually miss until after launch.


Step 5 — Make an Intentional Decision

With this view, teams typically choose to:

  • Ship as planned
  • Constrain usage
  • Defer the feature

The important part is not the outcome.

It’s that the decision is intentional — not reactive.


Why This Matters

AI costs don’t surprise teams because they’re unpredictable.

They surprise teams because no one models real behavior early enough.

That’s what ModelIndex is for.

What decision this enables

This walkthrough helps teams decide whether a customer support chatbot can be shipped at production scale with acceptable cost and risk — before committing engineering time.